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Getting back your dues

David Francis

I once again come to you, looking for your support.  I have this Insurance Agent friend of mine to whom I had lent 1 lakh rupees by February this year. This money, I had withdrawn from my Credit Card and lent it to him on the assurance that he will pay back the full money with whatever the interest within 3 months.

However, it’s been almost 10 months since the money has been lent and now, he is not paying the CC dues nor he is giving me back the money to pay in full.  The interests have doubled now, and he is not picking up my calls even nowadays.  I don’t know what to do, I’m already under tremendous financial stress on the personal front and I am not able to digest the fact that this good friend of mine is trying to cheat me.

Please help me with your insights on how I can get the money back from this friend. Thanking you in anticipation.


You can chant the names of the Bach Flower Remedies – Sweet Chestnut, Rock Water, Chestnut Bud, Willow and Pine two hundred times, for three times a day.

Take a small piece of paper. Write your name and his name. Draw a circle around the name. Draw five concentric circles around the first circle. Write the name of the flower remedies in the gap between two circles, one name per gap. Keep it somewhere in your house. Daily see this paper and just read out the names once.

Also, download a squirrel picture and keep it under pillow. Let us see what happens.

David Francis

It’s really amazing – I wrote to you and when I was about to go to a meeting I got your response. I just started chanting the names suggested by you on my way to the meeting and while coming back as well.  What I see on my return is a cheque for Rs.35000/- sent across by the person as part payment with an assurance that the balance will be paid before the end of this month.

Now, I have another problem – the dues from him has actually doubled and I don’t know how to ask him to pay me that – while he has paid the minimum dues in the credit card for the initial 3 months – post that I have been making the minimum dues from my end.

I thank you profusely for this wonderful remedy that you had suggested.  I shall continue chanting the remedy that you have suggested already – and if you have any other remedy for me to get the balance amount in full it will be really nice.

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