Getting back your dues

David Francis

I once again come to you, looking for your support.  I have this Insurance Agent friend of mine to whom I had lent 1 lakh rupees by February this year. This money, I had withdrawn from my Credit Card and lent it to him on the assurance that he will pay back the full money with whatever the interest within 3 months.

However, it’s been almost 10 months since the money has been lent and now, he is not paying the CC dues nor he is giving me back the money to pay in full.  The interests have doubled now, and he is not picking up my calls even nowadays.  I don’t know what to do, I’m already under tremendous financial stress on the personal front and I am not able to digest the fact that this good friend of mine is trying to cheat me.

Please help me with your insights on how I can get the money back from this friend. Thanking you in anticipation.


You can chant the names of the Bach Flower Remedies – Sweet Chestnut, Rock Water, Chestnut Bud, Willow and Pine two hundred times, for three times a day.

Take a small piece of paper. Write your name and his name. Draw a circle around the name. Draw five concentric circles around the first circle. Write the name of the flower remedies in the gap between two circles, one name per gap. Keep it somewhere in your house. Daily see this paper and just read out the names once.

Also, download a squirrel picture and keep it under pillow. Let us see what happens.

David Francis

It’s really amazing – I wrote to you and when I was about to go to a meeting I got your response. I just started chanting the names suggested by you on my way to the meeting and while coming back as well.  What I see on my return is a cheque for Rs.35000/- sent across by the person as part payment with an assurance that the balance will be paid before the end of this month.

Now, I have another problem – the dues from him has actually doubled and I don’t know how to ask him to pay me that – while he has paid the minimum dues in the credit card for the initial 3 months – post that I have been making the minimum dues from my end.

I thank you profusely for this wonderful remedy that you had suggested.  I shall continue chanting the remedy that you have suggested already – and if you have any other remedy for me to get the balance amount in full it will be really nice.


About Elsol

Naran balakumar is a herbalist practising bach flower therapy for the last 21 years. Naran is a Reiki master teacher.

Posted on January 19, 2010, in Animal Spirit Guides, Bach Flower Remedy and tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , . Bookmark the permalink. 9 Comments.

  1. Res. Sir,

    What should be the color of concentric circles in the above given example? Instead of our relative ,can we chant behalf of them ?


  2. dear sir would like to improve my money situation and have being owing too much to bank and credit cards. did bad investment and unable to collect money. now out of job and need a gud steady job also

  3. umalkanthan,
    keep a picture of blue sapphire.
    For the steady job take the flower remedy Scleranthus three pills three times a day. Gem Remedy Rub is to be taken – available at the centre.
    chant lalitham sridharam laitham baskaram lalitham sudarshnam 1000 times daily

  4. Dear Naran,

    I would like to come out of my financial problems. I need to find a better job as where i’m currently working , they’ll never give me an increment. My expenses have increased now that I have 2 kids.
    Please send me bach remedy or mantra to find a better job and improve my financial situation. In fact i would like to join the previous company where I was working. I don’t know how to approach them or it would be great if they come with an offer.. Please help.. I’ve been doing Lalitham shridaram……. did not really help 😦

  5. hema,
    chant together find divine job count now done

  6. Dear Sir,
    My problems are health related and financial I am in debts I have no job, where ever I invest money, I face heavy loses I don’t know what is wrong with my luck . Presently I am looking for some home based jobs through net, as due to back bone problem I am not able to work I lost my job due to this only while I am writing you my whole body is in great pain. I am in heavy debts, in August I was suppose to repay but could not pay, I don’t know from where the money will come.
    Presently only Loss and Loss, where ever I put money it goes, I am not able to recover it. Nearly one lakh rupee of mine is stuck up. In this month I invest around 16000/- again, but again the same thing happened no results and the money is stuck up.
    Please look into my problems and suggest power full remedy because of my past experience, no easy remedy has helped me out, I tried so many things, since January 2013, I have been trying for some home based jobs but till date I am not able to find any work, pls help me how I will be able to repay my DEBTS I don’t know.

  7. Dear narain just got to know about switch son is struggling to get a job.can u tell me what to chant?thanx

  8. Sir, I had given money to a travel agent friend of mine to arrange my tickets and all. He didnt arrange for it and It has been almost 12 months now, and he is not even returning the money, nor picking up my calls. Please suggest a concrete method to get the money back.


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